Girl Kuripot: Saving Tip # 7 - Use Your Credit Card to Do What You Want<meta content='https://www.facebook.com/meloy.co' property='article:author'/>
How Do You Want to Spend Your Free Days? What Would You Do With Your Extra Travel Fund If You Won an All-Expense Paid Trip, a 5-Star Stay, an Extreme Adventure or Heard of a Free Experience Now?

Thursday, December 30, 2010

Saving Tip # 7 - Use Your Credit Card to Do What You Want

I love my Allied Bank Mabuhay Miles MasterCard. It's the coolest way to spend my money. What's the secret to saving money in spending money? It's not only the miles. It's not using your credit card as a credit card but as a debit card. I need to condition myself to spend only what I have and if I have both the cash and the credit card, I choose to pay via credit card and separate the cash already in my wallet. The Ultimate Reward - Miles to Everywhere in the World and a chance to practice holding that cash until I clear it with the bank.

Saving Tip # 7 - Keep your eyes on the prize if you must spend. Take the logical choice. I don't need rewards points. I don't want movies or ex-deals so much. I want to travel with the lowest conversion rate of them all. I volunteer to use my credit card during barkada food trips (it's the easiest way to get cash and I get extra practice to control myself from spending the cash, I must remember to add my share already to complete the payment though).

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